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Wind Mitigation Inspection Vero Beach, FL

Protect Your Vero Beach Home from Costly Storm Damage with a Professional Wind Mitigation Inspection

What Is A Wind Mitigation Inspection in Vero Beach, FL?

A wind mitigation inspection is a 7-question inspection for specific hurricane-resistant home features. Each question is a possible credit for your home insurance. Learn more about what is included in the wind mitigation below.

1

Building Age

Was the home building permit application date on or after March 1st, 2002.
2

Roof Age

Was the roof permit application submitted on or after March 1st, 2002.
3

Roof Deck Attachment

Is the roof decking attached with 8d nails spaced every 6 inches?
4

Roof to Wall Connection

How is the roof attached to the exterior walls? Clips, Wraps, and Structural attachments qualify for discounts.
5

Roof Shape

What is the overall roof shape? To receive this discount, a roof must be qualified as a hip roof shape.
6

Secondary Water Resistance

Does the roof have a secondary water resistance, also known as, SWR or peel and stick, or ice and water shield.
7

Opening Protection

Does the home have opening protection by impact rated shutters/doors/windows at all glazed openings.

About Vero Beach, FL

Vero Beach, FL, is a charming coastal community located along Florida’s Treasure Coast. Known for its pristine beaches, vibrant arts scene, and relaxed lifestyle, this city offers a perfect blend of natural beauty and modern convenience. Whether you’re enjoying a day at South Beach Park, exploring the McKee Botanical Garden, or fishing along the Indian River Lagoon, Vero Beach provides a picturesque setting for residents and visitors alike.

Because the area experiences strong seasonal storms and hurricane threats, protecting your home is essential. That’s why Wind Mitigation Inspection Vero Beach FL services are so important. These inspections help identify features that can reduce wind damage, improve safety, and may even lower your homeowner’s insurance premiums. With a combination of historic charm, luxury waterfront properties, and newer coastal homes, Vero Beach homeowners benefit from taking proactive steps to safeguard their investments against severe weather.

Whether you’ve just purchased a home or have lived here for years, investing in a professional Wind Mitigation Inspection Vero Beach FL ensures peace of mind and protection for your property in this beautiful seaside community.

Common Questions About Wind Mitigation Inspections in Vero Beach, FL

Can The Wind Mitigation Inspection Count Against My Home Insurance?

The wind mitigation inspection does not increase your home insurance premiums. The inspection was designed to give discounts based on features only. In rare occurrences, homeowners may have a wind mitigation completed by an unqualified person that selects discounts your home does not qualify for. Then, those discounts could be taken off your insurance premium when a new, more accurate, wind mitigation is submitted.

Should Everyone Get A Wind Mitigation Inspection?

Yes! If you are in Florida, you should have a wind mitigation inspection completed as it cannot count against your insurance, but only help you. Most home inspectors, including Honor Services, will provide refunds of the wind mitigation inspection if your home does not qualify for any insurance discounts.

How Much Can I Save?

Savings from wind mitigation inspections can vary from policy to policy. It’s important to speak with your insurance agent about possible savings from different wind resistant features on the wind mitigation.

How Much Does The Wind Mitigation Cost?

The wind mitigation cost varies depending on the company, however, it can range from $85 to $250. The savings on your insurance policy typically covers more than the cost of the wind mitigation.

When Do I Need A Wind Mitigation Inspection?

Wind Mitigation reports expire every 5 years. A new report is needed whenever a policy is issued, i.e. switching carriers or purchasing a new home.

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