Wind Mitigation Inspection

Wind Mitigation Inspections in Melbourne, FL

What Is A Wind Mitigation Inspection?

A wind mitigation inspection is a 7-question inspection for specific hurricane-resistant home features. Each question is a possible credit for your home insurance. Learn more about what Honor Services includes in the wind mitigation inspection below.

1

Building Age

Was the home building permit application date on or after March 1st, 2002.
2

Roof Age

Was the roof permit application submitted on or after March 1st, 2002.
3

Roof Deck Attachment

Is the roof decking attached with 8d nails spaced every 6 inches?
4

Roof to Wall Connection

How is the roof attached to the exterior walls? Clips, Wraps, and Structural attachments qualify for discounts.
5

Roof Shape

What is the overall roof shape? To receive this discount, a roof must be qualified as a hip roof shape.
6

Secondary Water Resistance

Does the roof have a secondary water resistance, also known as, SWR or peel and stick, or ice and water shield.
7

Opening Protection

Does the home have opening protection by impact rated shutters/doors/windows at all glazed openings.

Common Questions About Wind Mitigation Inspections

Can The Wind Mitigation Inspection Count Against My Home Insurance?

The wind mitigation inspection does not increase your home insurance premiums. The inspection was designed to give discounts based on features only. In rare occurrences, homeowners may have a wind mitigation completed by an unqualified person that selects discounts your home does not qualify for. Then, those discounts could be taken off your insurance premium when a new, more accurate, wind mitigation is submitted.

Should Everyone Get A Wind Mitigation Inspection?

Yes! If you are in Florida, you should have a wind mitigation inspection completed as it cannot count against your insurance, but only help you. Most home inspectors, including Honor Services, will provide refunds of the wind mitigation inspection if your home does not qualify for any insurance discounts.

How Much Can I Save?

Savings from wind mitigation inspections can vary from policy to policy. It’s important to speak with your insurance agent about possible savings from different wind resistant features on the wind mitigation.

How Much Does The Wind Mitigation Cost?

The wind mitigation cost varies depending on the company, however, it can range from $85 to $250. The savings on your insurance policy typically covers more than the cost of the wind mitigation.

When Do I Need A Wind Mitigation Inspection?

Wind Mitigation reports expire every 5 years. A new report is needed whenever a policy is issued, i.e. switching carriers or purchasing a new home.

"Absolutely top notch home inspection service. John and his team of 2 other professionals attacked our property top to bottom inside and out. Appreciate their thoroughness, and they explain all of their findings on the spot and then send a comprehensive report with all your insurance mitigations along with pictures to make it easy to go back to the seller for items you like to have remedied prior to your purchase. 2 thumbs up with an absolute recommend for Honor Services."

Bob Seitz

"We were very happy with Honor Services. They are extremely thorough, professional, and have great attention to detail. They sent 3 team members to perform our inspection and each one reviewed their reports in detail with my wife after the inspections were complete. We highly recommend them!"

Bryon Stark

"I had Honor perform a home inspection recently. They sent three men out to perform a very thorough inspection of the property. They each presented their finding at the end of the inspection and within a few hours I received a very detailed (30+page) report. I would recommend Honor for inspections and would hire them again."

Derek Strong

"I am very pleased with my results from Honor Services. Both men who came to perform the inspection were excellent. Hardworking folks who really went to extra mile to check our new home with extreme care. Found anything that I needed to know about to move forward with the purchase of our new home! Thank you for your great knowledge and excellent report!"

Marcy Sedlacko
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