A four point inspection is a Florida insurance required inspection that covers the roof, electrical, plumbing, and HVAC. Four point inspections are typically required on homes older than 20 years but can be as soon as 5 years depending on the insurance carrier. See what Honor Services inspects below.
4 Point Inspection Melbourne FL
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About Our Four Point Inspection Melbourne, FL Services
Common Questions About Our 4 Point Inspection Melbourne, FL Services
Can A Four Point Inspection Replace A Home Inspection?
No. A four point inspection is an inspection for insurance companies only. The report only includes information specific to what they are requesting. Using a four point inspection for a home inspection can be detrimental to your buying process and negotiations since a four point inspection does not cover all that a home inspection does.
When Do I Need A Four Point Inspection?
Generally, a four point inspection is needed when a new policy is written and a home is 20 years or older, however, a four point could be required sooner. It is important to speak with your insurance agent to see if they are requesting a four point inspection.
Can A Four Point Inspection Stop Me From Qualifying For Home Insurance?
Yes. Depending on the underwriters’ requirements and your home’s condition, you may have to have repairs completed before an insurance company will write a policy. It’s important to speak with your Realtor and insurance agent about what needs to be addressed in a timely manner when you are purchasing a home.
How Much Does A Four Point Inspection Cost?
The four point inspection cost can vary depending on the inspection company. However, generally, the inspection costs anywhere from $85 to $250.
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